Credit rating

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Viewing 7 posts - 1 through 7 (of 7 total)
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  • 6th June 2019 at 4:51 pm #68459
    argyl53 WANTED $419
    Outlaw

    Won’t affect your credit file with the likes of Experian or Equifax, but your bank will rate you negatively for it and mortgage providers will ask to see maybe six months worth of complete bank statements. They tend to not be fond of gamblers.

    6th June 2019 at 5:11 pm #68464
    springbrucesteen WANTED $77
    Outlaw

    argyl53 wrote:

    Won’t affect your credit file with the likes of Experian or Equifax, but your bank will rate you negatively for it and mortgage providers will ask to see maybe six months worth of complete bank statements. They tend to not be fond of gamblers.

    Just got me thinking about it as I usually lease a car every two years and no doubt they run a credit check etc , my credit rating is ok but just thinking like you say maybe bank will give a poor report , mind you been gambling for years and not been refused so far

    6th June 2019 at 5:24 pm #68474
    argyl53 WANTED $419
    Outlaw

    Ok so a credit check run by an external company won’t be hit by gambling transactions since they are not visible to credit reference agencies. If you apply for a loan with your bank, it may be a different story as they do know your spending habits.

    6th June 2019 at 5:32 pm #68479
    springbrucesteen WANTED $77
    Outlaw

    Ah right , yeah that makes sense, oh well not planning on any loans etc

    cheers

    6th June 2019 at 8:27 pm #68538
    backofthenet WANTED $11
    Outlaw

    Can confirm my credit rating is high  900’s/999 and i depsoit a few times a week, however I’m definitely going to stop for 6 months before i apply for a mortgage. Fuck me that’s easier said than done. Best of luck

    7th June 2019 at 10:06 am #68543
    springbrucesteen WANTED $77
    Outlaw

    You’re highly likely to be accepted to increase your overdraft up to £3,480.
    Your total overdraft limit across all your accounts is currently £3,000. Based on your recent account activity, you’re highly likely to be accepted to increase your limit up to £3,480.

    lol just got this message , now does the recent account activity refer to all the casino stuff ?

    7th June 2019 at 8:54 pm #68636
    Haz40 WANTED $1,167
    Outlaw

    Perhaps it’s probably a good idea to have a separate account for gambling and your main one for everyday living.

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Viewing 7 posts - 1 through 7 (of 7 total)