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[sp springbrucesteen WANTED $77 Outlaw]

If your bank account withdrawal details looks like the who’s who of the online casino world does it effect your credit rating / ability to get credit / HP etc

heard this being mentioned before but I’m thinking that as long as your not in the shit financially it shouldn’t matter what your doing with your money

[ar argyl53 WANTED $419 Outlaw]

Won’t affect your credit file with the likes of Experian or Equifax, but your bank will rate you negatively for it and mortgage providers will ask to see maybe six months worth of complete bank statements. They tend to not be fond of gamblers.

[sp springbrucesteen WANTED $77 Outlaw]

argyl53 wrote:

Won’t affect your credit file with the likes of Experian or Equifax, but your bank will rate you negatively for it and mortgage providers will ask to see maybe six months worth of complete bank statements. They tend to not be fond of gamblers.

Just got me thinking about it as I usually lease a car every two years and no doubt they run a credit check etc , my credit rating is ok but just thinking like you say maybe bank will give a poor report , mind you been gambling for years and not been refused so far

[ar argyl53 WANTED $419 Outlaw]

Ok so a credit check run by an external company won’t be hit by gambling transactions since they are not visible to credit reference agencies. If you apply for a loan with your bank, it may be a different story as they do know your spending habits.

[sp springbrucesteen WANTED $77 Outlaw]

Ah right , yeah that makes sense, oh well not planning on any loans etc

cheers

[backofthenet WANTED $11 Outlaw]

Can confirm my credit rating is high  900’s/999 and i depsoit a few times a week, however I’m definitely going to stop for 6 months before i apply for a mortgage. Fuck me that’s easier said than done. Best of luck

[sp springbrucesteen WANTED $77 Outlaw]

You’re highly likely to be accepted to increase your overdraft up to £3,480.
Your total overdraft limit across all your accounts is currently £3,000. Based on your recent account activity, you’re highly likely to be accepted to increase your limit up to £3,480.

lol just got this message , now does the recent account activity refer to all the casino stuff ?

[Haz40 WANTED $1,167 Outlaw]

Perhaps it’s probably a good idea to have a separate account for gambling and your main one for everyday living.

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