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14th January 2019 at 11:50 pm #38056
@stony what is your avatar? A rock python drinking through a straw?
yes something like that lol
What actually is it? Driving me mad now this is! For a second I was thinking it was a swab of a severely diseased wang.
15th January 2019 at 12:03 am #38065I was onto this straight away it’s something I’m very fond of take another look bio.
15th January 2019 at 12:49 am #38095Biohazard: After it happened I had been reading up on things and banks always use the investigating negligence part to get out of refunding people immediately. Its alot of money, they should have spotted it and should have been flagged. Thanks for the advice pal.
Hacko1: Appreciate the kind words there bud. I’m trying to hang in there but its so easy to chase the dragon to avoid the waiting time as I have stuff I need to invest that money in. I know how long banks can take and I especially know how long paypal take.
Haz40: Appreciate your reply, I tend not to call them as its online fraud, they always refer you to log your report on the action fraud website which I have done to obtain a CRN. Then when my bank emailed me the form to sign to start the investigation the CRN was provided on there. Thanks for the concern though
Hi mate, who do you bank with?
if there is a fraudulent payment then you need to walk into a local branch and state the issue and then ask for resolution forms , the bank will then give these forms and you can fill them out and send it via recorded delivery to the head office .
athough it’s PayPal’s investigation your bank will also apply pressure on them while doing their own investigation and also in some cases where fraud is apparent the bank will refund your money and chase PayPal themselves as they have access to high quality lawyers / investigators / AML staff.
also as someone else correctly mention, the police should be a priority in terms of a call
Hi Chris,
Thanks for the message bud. Did all the forms over the phone with the bank, was sent to me same day signed and emailed back to them after I obtained a CRN from the action fraud website. I messaged on here as I was afraid I might find a way of gambling to try replenish the loss sooner as its needed, I cant be waiting the length of time it takes banks to do everything. I appreciate there are procedures but with the amount and the fact these were flights booked for other countries going to other countries I’m surprised it did not flag on the banks end or maybe PayPals. But thanks for the advice but I’ve already done what was needed at the time mate ?
15th January 2019 at 12:51 am #38097I was onto this straight away it’s something I’m very fond of take another look bio.
His bio pic looks like one of them plants from little shop of horrors smoking a spliff lol thats what I see anyway
15th January 2019 at 1:50 am #38116Sorry to divert away from the original thread about hardship but I expect thats really intrigued you all, well except Hacko1. Lol (thats a clue (lol)
I was onto this straight away it’s something I’m very fond of take another look bio.
115th January 2019 at 2:01 am #38118Ha ha stony lad I don’t think anybody is going to get the connection(clue).
interesting though to see who gets it.
15th January 2019 at 11:54 pm #39177@stony what is your avatar? A rock python drinking through a straw?
yes something like that lol
Information is on a need to know basis …. and I need to know!
16th January 2019 at 12:43 am #3919227th January 2019 at 6:23 pm #43586Just an update on this situation. So the bank are trying to refuse a refund based on negligence. They said in order for someone to use my card they would need a CVV number so I have not kept my details safe. I argued that details can be swiped online but they dont want to hear any of it. I’ve looked up about complaints to banks and it looks like they do try use the negligence think alot to avoid accountability. Surely it should have flagged on there end that such an amount was being spent. I spoke to paypal who are still investigating and from what I’ve been told they take fookin ages. The police are still looking into it but did say its unlikely they will be able to find the culprit if its found that the transactions were made in another country.
So I’m in a bit of a dark place now and trying to stay calm so the stress does not cause my heart condition any strain and I end up collapsing.
I just want to say thanks to everyone who replied with advice I am truly grateful. Also a special shoutout to stony who from his profile picture managed to take the limelight from me haha thanks for the advice buddy.
27th January 2019 at 6:39 pm #43595Just come accross this thread mate. Sorry to hear the problem youve got and had for a few weeks now.
All i can say is…its only money pal
..i know that seems a bit of a shitty thing to say…but its the truth.
Just accept now that its gone…and you will be able to move on. You may still get it back. But try to forget it.
Trust me dwelling on stuff only makes shit worse.
27th January 2019 at 6:48 pm #43600Just come accross this thread mate. Sorry to hear the problem youve got and had for a few weeks now.
All i can say is…its only money pal
..i know that seems a bit of a shitty thing to say…but its the truth.
Just accept now that its gone…and you will be able to move on. You may still get it back. But try to forget it.
Trust me dwelling on stuff only makes shit worse.
I appreciate your point of view on that. I can’t say I see it the same way. Its the principle more than anything else and where the money came from, when my auntie passed we got a little something between me and my siblings so its pretty sentimental to me in a way too. If I had lost it gambling then fair enough you have to take it as a loss and forget about it n don’t dwell. But some dirty fuckpig stole it from me so those are the reasons why I can’t use what you said to help.
But again I really appreciate your words and maybe down the line your kind words could help me out in an alternative situation buddy ?
27th January 2019 at 7:26 pm #43609It’s been 2 weeks since you first posted this so has the urgency or whatever you needed to invest in past?
Has PayPal come back to you on their end?
I’d raise a separate complaint with your bank and see if they would give you anything back as a gesture of goodwill?
I hope it eventually sorts itself out for you though! Goodluck
27th January 2019 at 7:42 pm #43617It’s been 2 weeks since you first posted this so has the urgency or whatever you needed to invest in past?
Has PayPal come back to you on their end?
I’d raise a separate complaint with your bank and see if they would give you anything back as a gesture of goodwill?
I hope it eventually sorts itself out for you though! Goodluck
Hi,
Well the money which has come from a family member passing away was going to be used to get my pacemaker put in on private healthcare. I’m trying to speed up the process as I am on a waiting list with the NHS, its screwing up my mobility as I am constantly dizzy, light headed and prone to collapse due to the heart condition. I just want to go back to work as I am losing out on doing the thing I love at work. So thats why I’m so angry about it, the money is sentimental as it would be like my auntie is still with me as she would have paid for my pacemaker.
I’m hounding paypal everyday but all they say is its still being investigated, because paypal are not a bank they are not obligated to rush anything, they have there own rules.
I wanted to go straight through to the financial ombudsman to complain but I have to follow the banks complaints procedure first. So its going to be a time consuming process. I just don’t need the stress on my heart tbh .
Thank you I appreciate those words. I really like all of the community in here, you are all friendly, helpful and understanding. If there is any way I can help any of you lot I will in a heartbeat (no pun intended) haha
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