Does “Pay by Phone Bill” break the law?

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  • #81192
    StevieG WANTED $17
    Outlaw

    This has been touched upon in another thread but I feel like this point, in particular, deserves further discussion.

    By allowing customers to deposit and gamble using their mobile phone bills, would it be reasonable to suggest that casinos are ignoring responsible gambling laws by knowingly letting people place bets on credit?

    I can genuinely see a future where this gets investigated properly. I’d like to see a ruling where operators have to reimburse punters who spent money using this method. There is absolutely no reason why anybody would deposit using their phone bill if they had cash in the bank, the fees alone are as high as 15%.

    Thoughts?

    #81194
    Seedy WANTED $1,243
    Sheriff

    It will be taken away like not being able to use credit cards but there is never no chance that phone companies will ever need to reimburse people though.

    #81199
    trr420 WANTED $7
    Blocked

    I once had my credit limit increased twice in two days on Vodafone spending money in Mfortune Casino. Started 50 quid, increased to 75 then 100….  I wouldn’t get a refund though, i know that… as i just didn’t pay my phone bill and closed the shite Casino account down and moved on. Might have been a different story had i won or actually had a credit limit worth protecting. I was pissed off with Vodafone allowing the double increase though. It was back when Mfortune allowed 30 quid per day deposit by phone bill and i was drunk and skint. So i do believe it should not be allowed for a deposit method when gambling, as it is just asking for trouble in regards to people getting into debt.
    On top of this, the Casino i mentioned were constantly refusing payouts several months or even years later to people who had” pay by phone bill ” on their accounts. Trust pilot reviews from people that deposited one year before a big win and were now 1-2 new numbers since that old number on, not able to confirm payments by bills. This resulted in non payment of winnings. The amount won might have been 500 pound, but they refused this withdrawal until people confirmed they paid 25 quid phone bills 12-18 months before hand. People weren’t asked or told they needed to prove payments until months later and they got a nice win. It is a total scam if you ask me. If you look at video slots, they charge 2.50 off a 10 pound deposit ffs. Rip off and delay tactic heaven for Casinos when it comes to people wanting to withdraw winnings later on.

    #81228
    Eightblack WANTED $446
    Outlaw

    I’m in debt by 4figures for doing it and I have taken 3 them to the fos for irresponsible lending and they didn’t uphold..I took every gambling debt I have just to for a punt at it and The only debt that did give me all my money back was safetynetcredit. An evil payday loan type thing that has direct access to your account so they can take your repayment as soon as funds hit your account, before you can touch it, so they could see me borrow 300 and spaff it minutes later at casumo.. Over all gambling on credit should be completely illegal, a few years ago I had so little control I’d litterly dig my sofa for a quid to spin in the bookies, offering me the chance to pay later was a no brainer for my addicted mine at the time

    #81229
    Eightblack WANTED $446
    Outlaw

    3mobile not 3 them.. fuckin predictive text

    #81234
    argyl53 WANTED $419
    Outlaw

    Eightblack wrote:

    I’m in debt by 4figures for doing it and I have taken 3 them to the fos for irresponsible lending and they didn’t uphold..I took every gambling debt I have just to for a punt at it and The only debt that did give me all my money back was safetynetcredit. An evil payday loan type thing that has direct access to your account so they can take your repayment as soon as funds hit your account, before you can touch it, so they could see me borrow 300 and spaff it minutes later at casumo.. Over all gambling on credit should be completely illegal, a few years ago I had so little control I’d litterly dig my sofa for a quid to spin in the bookies, offering me the chance to pay later was a no brainer for my addicted mine at the time

    Ahhhh I remember once many moons ago with my trashy credit rating I looked at Safetynet and got right through the process, told I was approved for credit then immediately bailed when it came to the page “Almost there! One last thing, we just need you to give us your online banking login details.”

    Yeah, fuck that. Your bank isn’t liable for any fraud on your account if you’ve given the keys to someone else.

    #81247
    DEVIL4POSTER WANTED $55
    Outlaw

    trr420 wrote:

    I once had my credit limit increased twice in two days on Vodafone spending money in Mfortune Casino. Started 50 quid, increased to 75 then 100….  I wouldn’t get a refund though, i know that… as i just didn’t pay my phone bill and closed the shite Casino account down and moved on. Might have been a different story had i won or actually had a credit limit worth protecting. I was pissed off with Vodafone allowing the double increase though. It was back when Mfortune allowed 30 quid per day deposit by phone bill and i was drunk and skint. So i do believe it should not be allowed for a deposit method when gambling, as it is just asking for trouble in regards to people getting into debt. On top of this, the Casino i mentioned were constantly refusing payouts several months or even years later to people who had” pay by phone bill ” on their accounts. Trust pilot reviews from people that deposited one year before a big win and were now 1-2 new numbers since that old number on, not able to confirm payments by bills. This resulted in non payment of winnings. The amount won might have been 500 pound, but they refused this withdrawal until people confirmed they paid 25 quid phone bills 12-18 months before hand. People weren’t asked or told they needed to prove payments until months later and they got a nice win. It is a total scam if you ask me. If you look at video slots, they charge 2.50 off a 10 pound deposit ffs. Rip off and delay tactic heaven for Casinos when it comes to people wanting to withdraw winnings later on.

    gee gwad I remember doing my bollocks on mfortune through use of phone credit like ten years ago when I used to be constantly broke payday to payday, it  was a complete fking scam.

    #81248
    DEVIL4POSTER WANTED $55
    Outlaw

    argyl53 wrote:

    Eightblack wrote:

    I’m in debt by 4figures for doing it and I have taken 3 them to the fos for irresponsible lending and they didn’t uphold..I took every gambling debt I have just to for a punt at it and The only debt that did give me all my money back was safetynetcredit. An evil payday loan type thing that has direct access to your account so they can take your repayment as soon as funds hit your account, before you can touch it, so they could see me borrow 300 and spaff it minutes later at casumo.. Over all gambling on credit should be completely illegal, a few years ago I had so little control I’d litterly dig my sofa for a quid to spin in the bookies, offering me the chance to pay later was a no brainer for my addicted mine at the time

    Ahhhh I remember once many moons ago with my trashy credit rating I looked at Safetynet and got right through the process, told I was approved for credit then immediately bailed when it came to the page “Almost there! One last thing, we just need you to give us your online banking login details.”

    Yeah, fuck that. Your bank isn’t liable for any fraud on your account if you’ve given the keys to someone else.

    remember I lokked at this company many years back but like you got to the page asking for my login details and fort fuck that I’d rather starve. Remember when things changed and brokers started deliberatley mislead people into thinking they were direct payday lenders, they used to make bullsh*t up of , “we’ll just need to take a penny out your account, to confirm your account1” where what they were actually doing were setting up a circular payment to then be able to later empty your account either on the agreed payment date or sometimes before, for either what you agreed or more depending how dodgy they were. I remember my bank actually wrote to me saying they wanted to leave them as customer. Thankfully I begged them and they said if I changed my ways I could keep my account. at the time it was the only account I had left.

    Had I lost that account I would of have had to open a post office account or something, which ment paying debts would have been more complicated as I used to work 70 80 hour weeks. The things we learn as gamblers and uneccassary things we put ourselves through.

    #81250
    Winningbird WANTED $574
    Outlaw

    I should imagine that when the law thing or what ever it is comes into state about gambling with credit cards, the option to deposit via mobile will also be removed.

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