I’ve heard a few stories like that lately, these fuckers a bloody clever I’ll give them that but absolute pricks, sorry it’s happened to you but glad the banks been more understanding than the other tails I’ve heard, I’ve have 3 different bank accounts and when my pay hits I transfer out of my main into them as none of them details have ever gone online, I’ve used my card for so many different sign ups and payday loan attempts that I’m surprised it ain’t happened to me yet, hope it don’t hinder your Christmas mate