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8th September 2020 at 1:56 pm #103576
I recently applied for a mortgage and has the same concern. My statement had regular big gambling transactions on.
As long as your credit rating is good and your loan to value isn’t too bad I would hope you would be ok.
I would suggest going through a mortgage broker which will give you the best chance.
Good luck!
8th September 2020 at 2:12 pm #103577I had no problem at all. It wasn’t even mentioned…. try a different bank maybe ?
8th September 2020 at 5:40 pm #103582I had no problem at all. It wasn’t even mentioned…. try a different bank maybe ?
Have to agree with bsk….I’ve had three houses and wasn’t picked up at all…I find it hard to believe it would be a negative, it doesn’t effect your credit score playing or opening accounts with casinos, and although it’s classed as a vice you could put anything in that bracket…
id be curious if the whole chipmunk was because it was his profession rather than “ he plays on casinos”
8th September 2020 at 10:11 pm #103588Wouldnt believe a word that comes out of chipmonkz mouth the guy is the biggest bellend in the streaming business
8th September 2020 at 10:54 pm #103589Chip doesn’t do bank deposits, he uses skrill. Just because what was okay for someone doesn’t mean it will be for everyone.
9th September 2020 at 8:59 am #103595I got mortgage last year with Halifax they ask me for 30% deposit coz I had gambling pay out,Blood videoslot show on my statment 🙂 mortgage broker did for me,my credit scoring is good so no other problems
9th September 2020 at 9:11 am #103597It’s all to do with affordability, if they see regular deposits to casino then yes you do become a higher risk, ( one or two isn’t an issue,102 in a month is ).
so if you knew in a years time your going to buy a house, stopping gambling would clear that up, they typically check 6 months of transactions/ statements, if there’s none on there in that time then no problems…( I do a couple of deposits in a month and I was fine… even with the deposits on the statements )
9th September 2020 at 10:50 am #103602Maybe each bank is different, the first time I went through a broker and at the time I was doing daily deposits and I had no issue. Maybe things have changed but surely if you earn enough to cover your payments there shouldn’t be an issue.
9th September 2020 at 12:28 pm #103605It’s all to do with affordability, if they see regular deposits to casino then yes you do become a higher risk, ( one or two isn’t an issue,102 in a month is ).
so if you knew in a years time your going to buy a house, stopping gambling would clear that up, they typically check 6 months of transactions/ statements, if there’s none on there in that time then no problems…( I do a couple of deposits in a month and I was fine… even with the deposits on the statements )
I think is more coz I have 2 other mortgage
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Mortgage Application with Gambling on Bank Statements
Viewing 9 posts - 1 through 9 (of 9 total)
Viewing 9 posts - 1 through 9 (of 9 total)