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27th December 2018 at 12:22 pm #31730
Need some advice long time watcher great content spent £600 last night need to find £250 from somewhere to pay bills gonna have to self exclude today really in a pickle and need advice don’t know what to do now keep up the videos bandit always enter your draws but never win lol merry Xmas
27th December 2018 at 1:12 pm #3173827th December 2018 at 1:36 pm #31740Stay away from any pay day loans for as long as you can because they can be a terrible spiral of debt
most bank accounts come with an overdraft and an arranged overdraft is much cheaper to use, if you have online banking you can request this and get a decision instantly
if you take a £250 overdraft most banks charge £1 a day your into the overdraft so not too pricy to get out of a tricky spot
27th December 2018 at 1:50 pm #31750Do not go down the payday loans route mate – it’s a fucking nightmare to try and get away from, especially if you are looking at 250 for a month.
Are there no close family/friends who can lend you the money just to see you through??
27th December 2018 at 1:53 pm #31751As said above bank overdraft is alot better than a loan. I am with rbs and lived out my overdraft for about 6 years still have 2k overdraft although never go in it anymore. But little word of warning you dont want to to go over your arrangre overdraft limit i used to get a charge of £6 a day which can really add up when you are skint.
127th December 2018 at 2:19 pm #31758Ideally you want to borrow this money from a close family or friend to prevent any interest charges or impact on credit score. Failing this, using an overdraft facility or cash advance on a credit card would be the next two choices. Failing those, you may need to look into the payday loan option (or payday loan alternatives which often utilise a much lower APR).
As the others have said though, I wouldn’t recommend this option unless you have no other choice as they can spiral out of control very quickly and don’t shine well on your credit report.
All the best bud.
27th December 2018 at 2:32 pm #31760Depending on what bills you owe try talking to the companies. If it’s money for you rent your landlord might be understanding with it being Christmas and everyone being skint. Same with some of the water/gas/elecy companies. If you tell them your struggling then they might let you roll the bill. Not ideal but t helps.
27th December 2018 at 2:34 pm #31754I struggle to sympathise with the way this post has been constructed…..”long time watcher” “always enter but never win” “need £250”
Basically u begging for £250 from the bandit!
Go to gamblers anonymous or an online blocking tool, u dont want advise, u want someone to bail u out!
In the time u took to write this post u could of got gamstop, googled about a g.a meeting or u could phone any of your real friends or family and explained your problem to them.
7427th December 2018 at 2:34 pm #31759Payday loan is a no no too high interest possibly bank or family member thing is my credit rating not so good will try family if not am screwed these are the lows of gambling thanks for all suggestions everyone appreciate it
27th December 2018 at 2:41 pm #31766try cash converters or pay day loans
Don’t listen to this idiot. Impose a monthly deposit of £5/10 minimum then figure out what you need to live. Ask family or friends for help but use this as lesson not to do it again.
127th December 2018 at 2:42 pm #31767I was not begging at all was after constructive advice that’s all I put long time watcher because I am also I put the amount as it’s not a high amount.. begging was not what I was doing at all as that’s not me your entitled to your opinion of course but think of others before you start typing
27th December 2018 at 2:44 pm #31768Thanks for all the CONSTRUCTIVE advice guys glad to see we have some adults in here thanks again
27th December 2018 at 2:58 pm #31772hi mate do what i did used the uk self exclusion try an over draft a lot better than a payday shark loan
27th December 2018 at 3:26 pm #31774I do agree the wording could be better . But who knows wots going on in someone’s mind when there typing something very gut wrenching
127th December 2018 at 4:01 pm #31778 -
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