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[Haz40 WANTED $1,167 Outlaw]

Realwhiskers wrote:

REF number is 3243962 I will try again Monday like he said to see if they will change their mind. They were all good when I first said I’m signing with stepchange and they froze interest while they waiting for a letter from them. Since I said I can’t pay they aren’t like that but will try again Monday.

Jesus I don’t want cash in my bank basics I don’t know why you said it like that. That was harsh.

You need to make them an offer. It can’t be zero. Ask them to do it for 6 months and make sure you keep us up to date.

[Haz40 WANTED $1,167 Outlaw]

andywilliams1187 wrote:

My dog ate haz’s  dog which ate his laptop. Please can you help.

LMAO that’s as good as fairzz comment earlier. ?

[Haz40 WANTED $1,167 Outlaw]

SuperLou wrote:

I still want dominoes pizza

I thought when you said £20 for a pizza I thought bloody hell what you having a dominoes one.

[Haz40 WANTED $1,167 Outlaw]

One of mine was myjar and they were the easiest to deal with. Didn’t even do an income and expenditure with them. They will do it.

[Haz40 WANTED $1,167 Outlaw]

Well I find that amazing as I was in a similar problem. I rang them got it reduced to £20 a month. Interest frozen. I would ring them again ask to be put through to the collections department. Honestly ring them again on Monday.

[Haz40 WANTED $1,167 Outlaw]

Are you going to do what I suggested ? Ring them all up Monday. I’ve said what to do.

[Haz40 WANTED $1,167 Outlaw]

You think you got it bad. The dog ate my lap top. That was after going 50000 spins without a bonus. It was a works lap top. I’m going to lose my job and be homeless ?

[Haz40 WANTED $1,167 Outlaw]

I’m going to keep saying. Right mate do this. I’m not saying it again Monday morning ring everyone you owe. Ask to speak to relevant department. Write down what you get paid and what you pay out. Make sure you leave it that you have maximum £100 left after bills. Do not include the 486 in your expenditure. Ask them if they will freeze the interest and offer £10 a month for 6 months. Simple. Make sure you do it.

[Haz40 WANTED $1,167 Outlaw]

All these jobs you speak of is all in the past for me. First lesson in been nagged by the missus to do a job. Do it so bad and believe me they never ask you again. The only thing I messed up with was my excellent cup of tea making but if that’s it that’s good enough for me.?

[Haz40 WANTED $1,167 Outlaw]

Quazzi wrote:

andywilliams1187 wrote:

To sum this up:

Post about being fined 600 quid at work – advice given that this can’t be taken from your wages. Never heard anything after that but he was happy to pay the fine.

Laptop and tv broke – offered a free laptop and kindle. Never heard anything

Can’t pay DPM – offers to pay the initial payment of 486 and lots of advice and guidance given. Never heard back and we still don’t know if it’s been paid.

Asks for help – a plethora of guidance offered. Asked to provide full story so we can get a holistic overview of what’s going on and offer help. Doesnt want to. Never heard back.

 

 

 

^^ This guy is the has the most screwed on head in all the land.

I hear been around the block a bit our Andy ??

[Haz40 WANTED $1,167 Outlaw]

I hope so. I’m one of the first to offer help and even offered money in the past. The blanks do need filling in but I know payday loan companies do not operate in the way described. One question though you said she. Maybe wrong for assuming he ?

[Haz40 WANTED $1,167 Outlaw]

On a previous post he said he could afford the monthly repayments. It’s just this months amount he can’t find. Yet on another post he said about people knocking on his door. Now if he can afford the payments why have people been knocking on his door if it’s only this month he can’t afford.

[Haz40 WANTED $1,167 Outlaw]

little1large1 wrote:

Haz

I guess his main priority is (rightly) the debt and if he has indeed been told by Stepchange that he has to pay the first amount then he can restructure that’s what I would be concentrating on I feel.

 

 

Unfortunately I know first hand on this system works. In the past dealing with payday loans and step change. This was a while ago but it’s not difficult he can deal directly with his creditors. He can ring them speak to collection department and explain his situation. They will do an income and expenditure and he can offer a lesser amount. They will not refuse. He can also write a letter asking to lower payments and freeze interest for a short term period. I’d suggest 6 months. He can find sample letter via debt line and I’m sure other organisations. Payday loans did not ask for bank statements and they will accept less. I offered £20 a month. We are all trying to help but we need sometimes more information to understand the extent of the problem and unfortunately I have a seen yet again another clear contradiction.

[Haz40 WANTED $1,167 Outlaw]

Quazzi wrote:

little1large1 wrote:

I agree with ALL the scepticism I really do, I have seen many many threads on here when Steve has randomly been very kind, I also I agree that he made a rod for his own back, and the posts that followed were frankly silly (my first ever post on here after evening on here for ages was about this topic if you care to look)

But I honestly think this is a genuine cry for help.

 

A genuine cry for help that he doesnt ever accept?

Has declined every offer and asked straight out for 486 quid.  That’s in black and white. So make of that what you will.

[Haz40 WANTED $1,167 Outlaw]

Fairzz wrote:

Arriving casually late to the party… who the fuck is superlou?

That is funny ?

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