Forum

[Haz40 WANTED $1,167 Outlaw]

Xbobmad wrote:

Jk90 wrote:

if you just ignored the questions already asked and maybe a mod in the chat could kindly let the person know its already been asked and what the answer is, just a thought,

Most people asking don’t want an answer from a mod. They want an answer from Bandit, and will ignore what the Mod says. The same happens on the forum.

Had that on rollas stream last night. I’m not a mod obviously but someone asked something so i answered. No cheers thanks or fuck all.

[Haz40 WANTED $1,167 Outlaw]

I’m kev4011 on twitch but i think most know anyway ?‍♂️

[Haz40 WANTED $1,167 Outlaw]

This reply has been reported for inappropriate content.

Go on to rollas forum The Gambling Community and post the thread on there. Ask for mrukhackz he might be able to help.

[Haz40 WANTED $1,167 Outlaw]

I think we’ve all seen lainey87 true colours and that’s just the way he is. There are people out there like that. I’m afraid that’s just the world we live in.

[Haz40 WANTED $1,167 Outlaw]

What if one of his family or friends couldn’t afford their own mortgage lainey87 because they hadn’t been paid to pay the loan off. Still ok not to pay them ?

[Haz40 WANTED $1,167 Outlaw]

Liberty wrote:

He has a house. He needs to sell the house. Life sucks occasionally. His choice is to wait until the bank takes his house from him and sells it below market value at auction to move it quickly when after costs he might get a bit of money but considerably less than if he SELLS HIS HOUSE.

Clear the debts his friends and family have taken out for him, start renting and saving so he can buy a new house.

It’s not rocket science and was suggested extremely early on before you woke up and decided it was highly intelligent to tell his debtors to ignore the letters for the money they borrowed to help him out.

This is either you being disingenuous or retarded.

That is exactly what i posted. Agree completely. Should definitely sell the house.

[Haz40 WANTED $1,167 Outlaw]

So what is he supposed to say to his family and friends he owes money to lainey87? Sorry i can try and pay you to pay the loan you took out for me but if i did that I’d probably kill myself so I’m not going to pay you and btw citizens advised me not to pay you anyway so I’m not going to bother.

[Haz40 WANTED $1,167 Outlaw]

Seedy wrote:

Rbreen91 wrote:

Seedy wrote:

Calm down folks…

Autocorrect issues. Haz has resolved it for me

Ok so we all calm now.

??

We are always calm mate ?

[Haz40 WANTED $1,167 Outlaw]

Rbreen91 wrote:

Seedy wrote:

Calm down folks…

Autocorrect issues. Haz has resolved it for me

??

[Haz40 WANTED $1,167 Outlaw]

Lainey87 do you honestly think he should try and persuade his family his friends who too out loans in THEIR names to ignore the debts. Really? You think they should do that. If you think that then I’m well and truly baffled.

[Haz40 WANTED $1,167 Outlaw]

So what should he do lainey87 ?The loans aren’t in his name. I think he should sell his house. My mate did it after been massively in debt and behind on mortgage payments. He had literally 10% equity but says it’s the best thing he ever did even now just working part time.

[Haz40 WANTED $1,167 Outlaw]

lainey87 wrote:

And to make this as clear as possible. Stop messing around on a silly forum talking to gamblers about debt.. 99.% of them are in debt because of the same problem as you.. go to citizens advice and sort it out.  They will tell you what I have just wrote.. ignore.. if you don’t go you will only get worse.. you can’t win this money back. It’s gone.. long gone.. get off this forum and on Monday go to citizens advice for help with debt.. once you get someone professional explaining this to you then you will understand more clearly and no longer have suicidal thoughts.. debt is only money. It goes away after so many years.. things do get much much better.

He can’t do that. His family and friends took the loans out in their names for him.

[Haz40 WANTED $1,167 Outlaw]

Sal139 wrote:

To the ‘I’m not paying my debts and they will go after 6 years’ group (I’ll come up with something more catchy.)

Source for the info below is from step change:

Mortgage shortfalls have a longer limitation period of twelve years for the money you borrowed (the ‘capital’), while the interest charged on this has a limitation period of six years

If the creditor has already obtained a court judgment or order before the limitation period passed the debt can never become statute-barred

Another option is don’t contact the creditor and hope that the limitation period ends before they start court action. We don’t recommend you take this approach. If a creditor hasn’t had any contact or payment from you for a long time they may start court action just before the limitation period ends. Ignoring a debt greatly increases the chances you’ll end up with a CCJ, decree or money judgment, which you may have been able to avoid by getting in touch with the creditor sooner.

 

This is pretty much what i believed to be true. Thanks for finding the source sal

[Haz40 WANTED $1,167 Outlaw]

lainey87 wrote:

Sal139 wrote:

To the ‘I’m not paying my debts and they will go after 6 years’ group (I’ll come up with something more catchy.)

Source for the info below is from step change:

Mortgage shortfalls have a longer limitation period of twelve years for the money you borrowed (the ‘capital’), while the interest charged on this has a limitation period of six years

If the creditor has already obtained a court judgment or order before the limitation period passed the debt can never become statute-barred

Another option is don’t contact the creditor and hope that the limitation period ends before they start court action. We don’t recommend you take this approach. If a creditor hasn’t had any contact or payment from you for a long time they may start court action just before the limitation period ends. Ignoring a debt greatly increases the chances you’ll end up with a CCJ, decree or money judgment, which you may have been able to avoid by getting in touch with the creditor sooner.

 

No the debt stays with you for life. But the ccj doesn’t. So after the 6 years the ccj is gone. So you no longer pay the ccj. If the company wishes to they can take you to court again after the 6 years to obtain another ccj. But on credit cards loans ect this is very unlikely this will happen.. of they haven’t managed to obtain all the cash in 6 years I can’t see them doing it all over again. Citizens advice will tell you exactly the same.

So the debt stays with you for life. So what myself and sal139 are saying is not incorrect.

[Haz40 WANTED $1,167 Outlaw]

Then sell your house pay off your family and friends and use the rest as a deposit and rent. Millions of people rent. If your on 50k a year it won’t take you long to get back on your feet. You said you own 50% of your house so that’s the best option.

[Author]

Posts