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[Realwhiskers WANTED $23 Blocked]

It was in the house, still a personal issue too. Not something I want to post on here really.

[Realwhiskers WANTED $23 Blocked]

I do agree. And I am trying hence why I signed up to stepchange and got all payments together. What happened over Christmas I didn’t expect to happen.

[Realwhiskers WANTED $23 Blocked]

I can afford 486 a month, just sadly over Christmas a personal matter arised that wasn’t expected and now I can’t make the first payment which they won’t defer. I contacted my personal loans and they didn’t seem too bad if I’m honest, all payday loans agreed to enroll with my stepchange plan – so I contacted the payday loan companies to explain its only for the first month I can’t pay and explained why and now they’re knocking at the door and all sorts. Horrible.

[Realwhiskers WANTED $23 Blocked]

Maybe you’re right, but sadly I haven’t got a platform at current to speak to people so I used this forum to just speak out.

Ive seeker help before and sadly the methods didn’t work for me.

[Realwhiskers WANTED $23 Blocked]

I’m not a bar person. Nor are my issues with my laptop or tele. It was more a vent of how I’m feeling.

I don’t mean to annoy anyone even thought I clearly have. I’m young yeah, I agree. Just been working for so many years and have nothing, think that what gets to me. Yeah I’m in 9k, I was years ago in nearly 30, at an age of 20! So I’ve paid a lot off, just think I’m more struggling now because for so many of my years I should be having fun, I can’t socialise and have lost friends etc. Think that’s why.

I didn’t want to say yes the other day because I prided myself in not relying on handouts. Yet they can’t change my first payment, any after I’m fine and can save myself. 6 years I’ve been in debt since I started work that’s why it’s hard.

Any loan I’ve got has been really good in relation to my payments, as I never not paid for 2 years. All are fine. My payday loans are different, banging on my door, reselling for more, just horrible.

 

 

[Realwhiskers WANTED $23 Blocked]

SuperLou wrote:

Please ensure you get the amount you pay each month amended mate

I feel so bad. Promise within the year I will pay you back after my payment plan has ended. Could you pay it if I give you my client number? I don’t want nothing for free. I will pay you back towards the end of the year?

[Realwhiskers WANTED $23 Blocked]

Feel so pathetic asking considering last night. Still at work and panicking. Spoke stepchange earlier and I can’t refer my first payment. I feel so bad taking that amazing man the offer of paying my first month, and it’s my pride too. I don’t want raw cash, can happily give my client reference number. Honestly is that a bad thing to do? I’m not a bad guy, been feeling so happy today the help yesterday was so nice. Back to panic mode 🙁

[Realwhiskers WANTED $23 Blocked]

Thanks all!! 🙂 feel happy today really positive. Anyone on here work for stepchange??

[Realwhiskers WANTED $23 Blocked]

Really nice words mate thank you!

[Realwhiskers WANTED $23 Blocked]

Morning all!

Yeah I feel good today thanks! And thanks to everyone massively for all the support.

Where abouts in Suffolk are you? I’d like to meet at some point defo!

 

No I don’t gamble now mate. I felt now if I want to change I have to stop. Not bad anymore on slots etc anyway, haven’t been for a fair bit, was just previously years back I was bad that’s had an affect on me.

Sadly spoke to stepchange and they’ve said I can’t defer the first payment, but payments in the future like someone said yesterday you can defer for up to a few times a year.

listened to some music this morning, in a good mood!

 

 

[Realwhiskers WANTED $23 Blocked]

Thanks dude! I’m gonna sleep in a moment, but definitely will wake up to some music. Feeling positive after tonight, really am!

I don’t want raw cash, what I’ve been offered is amazing! And no way could I take a payment of £496 off someone when they’re having a baby and short of cash themselves. If he offered me raw cash I’d of said the same. Payment to my plan is far better than cash anyway. Sometimes this support of just people being there has helped me hugely.

[Realwhiskers WANTED $23 Blocked]

Ah nothing has shown in my inbox mate! My email is [email protected]

[Realwhiskers WANTED $23 Blocked]

Brilliant, just sent an email. Thanks mate!

[Realwhiskers WANTED $23 Blocked]

I’d absolutely love a meal and some beers! Sadly I can’t for atleast a month as I’m at work doing overtime etc, then weekends travelling to see my dad. But I would genuinely love that at some point? So kind of you. I’d private message you but I have no idea how to on here?

 

Super – what’s Brixton like? Your act of kindness is enough mate, feel blessed to be on this forum. Gone from a massive low to a huge high just feeling the love. Thanks massively for the offer mate, I couldn’t accept but thank you mate seriously! We should all have a meet one day, in one location and all travel up. Would love to meet some of you lot!

 

 

[Realwhiskers WANTED $23 Blocked]

Really has shocked me how kind some people are. For me can you do me a huge favour? Someone who offers someone they don’t know something like that is what kindness is all about. I’d never take that off you don’t worry. But for me, when your misses gives birth, pass your amazing energy and kindness to your little one. That comment and the intention of kindness has honestly put a smile to my face. Good luck with your pregnancy mate, little one will be blessed to have a parent like you.

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