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[th thereelslotgrinder WANTED $4 Outlaw]

StevieG wrote:

I’ve said it before and I’ll say it again. I genuinely believe that Stop and Step has a learning disability.

You can kind of put 2 and 2 together on that one, just by the comments he makes while playing. His general cluelessness and decision making when it comes to slots.

What really irritates me is his online play. How can you do a bonus hunt on a pre-set list of slots without knowing how any of them work? How did he even come up with the list? And decide that the price point for it is £1000, several times above the amount of money he usually gambles at?

He’s pretty much a dog being walked by the casinos he’s promoting.

It’s Autism/Aspergers very clearly….most people who have gamble have some undiagnosed mental illness anyway….whether they’d admit it is another matter

[th thereelslotgrinder WANTED $4 Outlaw]

I knew I should have opened my own online casino…

[th thereelslotgrinder WANTED $4 Outlaw]

I actually earn 10 grand less than the national average for my role, but considering I only left school with a couple of GCSEs I can live with that. I have worked in my industry for 20 years. Prior to that I worked in a factory after losing an office job I’d had since I was 16 due to the company shutting down. I was unemployed for 8 months when I was 19 after walking out the factory job (I refuse to be in the company of idiots) and it was hell. I didn’t sign on, and I had a young family to support then. Instead I taught myself my trade and was lucky to eventually find a company who were willing to take a chance on me and not just write me off because I hadn’t been to university. I told them I would work one month unpaid to prove my worth. That company also folded in a couple of years but I now had experience and have been able to keep myself employed for 20 years. Man up? Don’t make me fucking laugh. I was a father at 16. I’ve done everything the fucking hard way. Gambling is the fucking WORST thing I have ever got myself into and I wish by fuck all the government lesiglations that are coming into place now were there 20 years ago….long before id have ever started.

[th thereelslotgrinder WANTED $4 Outlaw]

Ezekiel2517 wrote:

Its probably all been said but the OP is a complete idiot, hes earning 50k, you dont need a fucking loan you need a financial advisor, and I’m guessing the main incentive for a loan is that you’ll keep 2k to gamble or whatever. Get a grip, get your wages transferred to someone else’s account, your wife or someone who cares about her, and let them sort it all , you’re bot ready to quit gambling and quit the misery you’re inflicting clearly so you dont even deserve that help, but your family does.

No, I need money. Bills need paid YESTERDAY, what can an advisor advise me of?! This is last chance saloon, do or die, act right now time.

[th thereelslotgrinder WANTED $4 Outlaw]

I’d like to sell my house but it’s impossible, it’s probably not going to be my house for much longer because we haven’t paid the mortgage in 3 months. We haven’t paid any bills in 3 months. The place is a pit and in a state of disrepair. Theres not been a penny spent on it in 12 years. We live in a little shit hole village with fuck  all  amenities and no one in their right mind would want to buy it, let alone live here. A couple years after we bought our place a whole bunch of new houses went in so anyone wanting to stay here would buy those instead, and they are always up for sale. It costs money to sell a house, money I don’t  have. And…you  need a house to live in. Selling my house would make my family homeless. The days of council homes are a distant rumour these days. No private landlord would entertain me for the same reason the banks won’t loan to me. Even if they would, usually you need to pay a couple months in advance, again money I simply don’t have.

In fact the only option seems to be to get lucky and win a five figure score…..if only. I was in this same predicament almost 15 years ago and it was a 5 figure score that saved me then, I was close to suicide then and didn’t get any help from anyone. Once I came in with the cheque to the bank they were all over me “hey want a loan, want a credit card, want a house? let me get you an appointment with a financial advisor to talk about investments” After paying debt and buying a house and furnishing it I had nothing left.

[th thereelslotgrinder WANTED $4 Outlaw]

lainey87 wrote:

PsychicSnail wrote:

@Iainey87 Not only is it terrible advice, it’s also a horrible attitude. They are his debts (and yours in the past). Why the hell should he not pay at least a good chunk of it off if he can.

If you don’t pay your debts, then somewhere down the line I do. And why the hell should I bear the burden of your stupidity.

Goes to show uve never been in debt. Citizens advice would tell you exactly what I wrote.. non priority debts come last.. ignore them.. plain and simple.. that’s how it works. I have 2 defaults dating back to 2014 of £100 in total which drop off this year. And 5 ccjs totaling to £6k which start to drop off in 2 years. I pay £1 per month to each ccj for 6 years. I’m debt free. That’s how it works.. learn about debt before posting silly things, weather it’s right or wrong that’s how debt works. Hende

Well I can vouch that its also terrible advice because it what I did and look at the fucking state of  me.

I have a CCJ that expires in about 6 months, well guess what….another company have bought up the debt and issued me a CCJ so  now its another 6 years on my record. Brilliant…..

The biggest problem I have, and I don’t think anyone gets this…. other people have got themselves in debt for me, so I can’t talk to stepchange or any of these other people, what can they do in that situation?! I can’t not pay back the loans to family when they need to pay it back immediately to avoide getting in the situation I am in. I have fucked their credit now, it makes no fucking sense that I can afford to get out of this with a loan and don’t get that option. I’ve never had that option. I don’t know why. “Rich” people do this all the time, juggling debt around, moving to 0% offers all the time etc. I  didn’t get this option before I had even started gambling, it was the sheer insanity of it all that lead me to gambling.

And no, I don’t blame other people who win for me losing, what sort of logic is that….but there seems to be a sense of superiority amongst gamblers here who don’t have gambling problems….very good for you.

[th thereelslotgrinder WANTED $4 Outlaw]

Haz40 wrote:

thereelslotgrinder wrote:

Haz40 wrote:

Sorry 1st and 3rd post. I used friends and families accounts and then i don’t know anyone who gambles.

Surely you can deduce from that statement that it means I have opened additional accounts in other peoples names who weren’t using them for themselves. In fact a big problem I had stemmed from winning 2k on one site a couple months back (after already pumping 3k in over a serious of 200 deposits, you never actually win….) I then pumped 2k into another site thinking at least I had that 2k coming back….but they won’t release the money until a “source of wealth” is completed…which on my sons account simply isn’t possible he has no source of wealth and the money came from my paypal to his, and as I’m gamstopped we can’t exactly say where the money was coming from, I lost the other 2k in record time (new site, not lost enough to get a payback) so that was 5k gone I can’t afford to lose (this all started as a deposit of 100, cash out of 300, reverse withdraw and ongoing chase back of losses, bit like your man here, just I don’t have unlimited funds) Add to that out of pocket about 9k when not working, I have had to borrow bits of money here there and everywhere just to try and scrape by, which other people have had to borrow on my behalf from payday loans, the amount of interest I have to pay back is more than what the monthly repyament on a 20k loan would be….and once you lose all that money in a month your back to a place where you need to borrow again (life actually costs money when you don’t sit at home all day watching youtube videos)….it’s a never ending cycle and it makes absolutely zero sense when a bank loan could cover all the money I need to pay out, and give me an affordable way out…the bank also make a little money out in the process in interest. Anyway, if most people here hate gamblers and gambling so much, errr…..maybe I got the impression somehow this was a site that promotes gambling? Anyway, next time you hit a big score, remember its mugs like me who’s life got destroyed to fund your nice little win. Do you think if there were no losers you’d still be winning?

People on here will be sympathetic and try and help me included but when you posts comments saying you wanted an 18k loan to pay off your immediate debts and have a bit to play with. Gees does the position you are in not sunk in yet and you still want money left over to play with. I was in a bad position last year and you know what i did. I wrote to my creditors i asked them to freeze any interest. To lower my monthly payments and you know the most important thing i did after 30 years STOP GAMBLING. I was stressed i didn’t stop work. Infact i worked even harder.

I don’t think you quite get what “a little to play with” means….its called money for a rainy day so when something happens like a washing machine breaking down or roof collapsing or whatever, not being back to square one. This is currently what happens. My missus car is about to pack in for example, we have no way of replacing it (it cost £3000 5 years ago and we got 100k miles out of it) If we can’t commute, we can’t get to work, and can’t make the money to payoff the mess we’re in….you need to think long term, big picture…. I got debt free years ago doing it the beans on toast way, it just fucks you up long term…

[th thereelslotgrinder WANTED $4 Outlaw]

Seedy wrote:

I ask that people keep there pitchforks at home please.

As for why Op your post dont come through straight away to begin with is you had never posted before and all new posters go to moderation for a while and simply I’m not here 24 hours a day.

I knew that would be the case, but seems most folk here can’t put 2 and 2 together…..

[th thereelslotgrinder WANTED $4 Outlaw]

Haz40 wrote:

Sorry 1st and 3rd post. I used friends and families accounts and then i don’t know anyone who gambles.

Surely you can deduce from that statement that it means I have opened additional accounts in other peoples names who weren’t using them for themselves. In fact a big problem I had stemmed from winning 2k on one site a couple months back (after already pumping 3k in over a serious of 200 deposits, you never actually win….) I then pumped 2k into another site thinking at least I had that 2k coming back….but they won’t release the money until a “source of wealth” is completed…which on my sons account simply isn’t possible he has no source of wealth and the money came from my paypal to his, and as I’m gamstopped we can’t exactly say where the money was coming from, I lost the other 2k in record time (new site, not lost enough to get a payback) so that was 5k gone I can’t afford to lose (this all started as a deposit of 100, cash out of 300, reverse withdraw and ongoing chase back of losses, bit like your man here, just I don’t have unlimited funds) Add to that out of pocket about 9k when not working, I have had to borrow bits of money here there and everywhere just to try and scrape by, which other people have had to borrow on my behalf from payday loans, the amount of interest I have to pay back is more than what the monthly repyament on a 20k loan would be….and once you lose all that money in a month your back to a place where you need to borrow again (life actually costs money when you don’t sit at home all day watching youtube videos)….it’s a never ending cycle and it makes absolutely zero sense when a bank loan could cover all the money I need to pay out, and give me an affordable way out…the bank also make a little money out in the process in interest. Anyway, if most people here hate gamblers and gambling so much, errr…..maybe I got the impression somehow this was a site that promotes gambling? Anyway, next time you hit a big score, remember its mugs like me who’s life got destroyed to fund your nice little win. Do you think if there were no losers you’d still be winning?

[th thereelslotgrinder WANTED $4 Outlaw]

PsychicSnail wrote:

Rbreen91 wrote:

That’s why I waited before passing judgement. Guy joined around the time of the giveaway, never posts, then clearly wants a handout.

And its ironic that they come to a place like this. I mean I’m naive. I’ve never gambled. But you lot can smell bullshit at 100 yards.

I joined around the time of the giveaway because, as I am on gamstop for 5 years, theres not much point in me signing up to join in the other giveaways is there or for any sign up  bonuses. I also have no interest in sharing about my latest gambling losses, because I have won SFA.

If you could read you would have noticed the very first thing I wrote was “not a begging thread”…but anyway. The only reason I posted was  because I don’t know anyone who gambles so figured someone here might have been in my situation in the past, and might have even found a way out that works. Or does everyone just win win win?! How do these casinos ever make money….

If there wasn’t a 5 year delay between me pressing “Submit Reply” and my message showing up here I might have been able to reply to people a bit sooner.

[th thereelslotgrinder WANTED $4 Outlaw]

Thanks for all comments and apologies for delayed response, I thought this forum post didn’t get approved.

The problem with ignoring debts, or indeed charities like stepchange etc. is that the debts i have are debts I have convinced other people to take out in my behalf, so they can not be ignored or I can’t talk to the creditors, this is affecting my family if I don’t pay.

Remortgaging sounds a good idea in theory but in practice I don’t know how practical it is, and seems unlikely anyone would entertain giving me a remortgage. My mortgage company no longer exist and  serve only to reclaim the existing money they are due, so they can’t offer new deals or anything. My house is an absolute shit hole  there have been floods and all sorts of things and I’ve never had the money to get this repaired.

The main reason most of my debt happened, other than gambling which was just insanity after the fact, was the fact that when my debts were more managable I was never given the opportunity everyone else gets to consolidate debt, so the monthly repayments were impossible to meet, meaning things got missed and other money had to be borrowed. It would have made far more sense to stretch this out, it’s 10 years since I went red in the face trying to get a consolidation loan to sort this out, that would have been paid off 5 years ago and I could have had 5 years luxury. This is why my fucked up brain always reverts to gambling. The only time the banks have ever treated me with respect was when I once came in with a £50,000 deposit. I bought my house and got debt repaid and the banks couldn’t stop offering me shit I didn’t need like credit cards and loans. I took the credit card only because I did think it would be handy to have, and also its good for work where you spend then claim back the following month. Having moved house my commuting expenses went up considerably, I lost my driving license and had to start spending £20 a day on public transport instead of £30 a week on petrol, and I changed job because I wanted to better myself, but due to lack of any qualifications (I only ever got my standard grades) I also took a cut in pay. I went from earning £25 to £22k and the credit card started getting used more and more for things like transport and other bills/food when money was tight. My kids also got an age where they need money spent on them, they grow out of clothes at an extraordinary rate, there’s peer pressure to keep up with not looking like a total mink…thankfully my kids were never the type who wanted £100 trainers etc. but life just seemed to get very expensive for a while, my old man passed away and probably due to depression I discovered gambling as I had enjoyed winning 50k before. Poker at first, where I blew the rest of my credit card before learning how to play. When I finally started going to the casino to play I stayed away from  the gambling because it was for mugs,and I used to laugh at the morons who would pump their money into the slots… this is when I first told the bank I am in a bit of trouble and need help to get things sorted and get a bit of breathing space. I spent a week at work working on a financial breakdown and 5 year plan/summary showing various scenarios of what would happen in different situations etc. but they didn’t give a shit. I decided to change bank and could only get a very basic account, no overdraft. Unbeknown to myself, my bank account I left went £1 overdraw, which at the end of the month meant a £180 charge (they used to charge £6 a day with no cap) this happened for a few months and I got a letter from a finance company telling me I was due that bank over £1500……fuck off was my response, I had offered them a solution that would have seen us both winners. I decided at that time that fuck paying back the credit card with them aswell. This was 2009. I figured if 6 years run up I won’t have to pay it back.

Jump forward a few years and my company I worked for lost our contract and due to legal reasons, in orderto keep employed I had to transfer to an Indian company, with my current pay protected. They used that to their advantage and in 5 years never gave me a payrise, while all the time the debt was building up and I was getting desperate and in full on degen mode now. I had discovered the bookies and FOBT’s while waiting for a bus one night (there’s no bookies in the village I live in, so I blame not having a fucking car for this horrendous addiction). All my money got haemorrhaged here as I had simply lost the plot.

Eventually I got myself a  new job and managed to double my salary, and thought this would get better, I reapplied for loans to try and sort everything out and get us back on track, it never happened. Around this time, my credit card was almost 6 years old, and they hit me with a CCJ at the final hour, so that’s another 6 years of fucked credit. My new job was demanding, a lot of travelling and stuff, a lot of needing money to book hotels and flights and taxis and shit, of course you could claim this  money back but without having it in the first place, I was stuck with payday lenders and getting into spirals where its borrowing your entire months wage each month because you have to pay off an entire months wage. Absolute nonsense. And still the banks say retarded shit like “…oh giving you more debt wouldn’t help” Do they honestly think I want more debt so I can piss it up the wall and have to pay even more money a month?!?! I had a bit of a break earlier last year and scooped £10k online, this cleared a credit card, paid back some loans and I even had £1000 left to spend, which got hammered back online….I have let this blind me and I’ve  now probably lost £15k trying to win back that £10k….its utter nonsense.

I have been suicidal many times after leaving the casino but I don’t even feel like that anymore after getting fucked with antidepressants and losing all grip on reality, it doesn’t even hurt to lose money anymore. Its dangerous and this is why way back when I had devised a plan to engineer my finances in a way where I have no access to any money until all bills are paid first and substantial amount of savings made. If these fuckers could just give me a loan and set a precedent for people in my situation I could prove that it’s possible. Afterall, the bank are the biggest gamblers, and we (ie. government money made from tax) bailed them out to a tune of 46.5 BILLION gbp, which they expect they will never repay. Of course when governments get low on money they just devalue it and call it “inflation”….and everyone suffers as a result. But people accept that, they don’t accept an individual who fucked up doing the exact same bankers do…..

Oh well…rant over…

Oh yeah…I still have a family, but no they do NOT love me…in fact my kids now hate my fucking guts. If I thought killing myself would see an outpouring of generosity based donations to my family I would do it in a second, but I know nobody cares about normal people.

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